How to invest in post office schemes in 2019?

India Post office savings schemes

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Post office savings have always been a great option for people. It is because of good interest in them, as well as the money deposited in the post office is fully secured. If a bank default or bankrupt, then only 1 lakh rupees is safeguarded, no matter how much deposits it may be. At the same post office, you have a safe deposit.

Even if you want to invest in post office schemes in 2019, you will get good interest, as well as some schemes will be exempt from tax. Let’s say the interest rates on the post office schemes, the minimum account for account opening, 

Scheme Annual  interest To open  anaccount Minimum  amount Maximem Balance /Deposit limit Section  80C
RD 7.3% 10 rupees No limit Not applicable
Time Deposit (TD) 6.9% to 7.8% on different maturities 200 rupees No limit Applied to 5 years TD
MIS 7.3% In multiples of Rs 1500 4.5 lakh for single account and 9 lakh for Joint Not applicable
Senior Citizen Savings Scheme 8.7% Only 1 deposit in multiple of 1000 rupees 15 lakhs Applyable 
PPF 8% Rs 100 Maximem deposit up to Rs 1.5 lakh in one FY (Rs 500 minimum) Applyable 
NSC 8% Rs 100 No limit Applyable
KVP 7.7% 1000 rupees No limit Not applicable
Sukanya prosperity scheme 8.5% ____ Maximem deposit 1.5 lakh (minimum Rs.1000) in an FY Applyable